Job Description

Overall Purpose of the Position  

• To issue, analyse and cure data for CBAR, FATCA & CRS within the reports for the Regulators.
• To issue and create reports related to customer details, and effectively communicate findings in dashboards.
• To ensure the collection of quality KYC data of Corporate and Individual Customers from physical or electronic Bank Customer Due Diligence Forms.
• To identify any anomalies in the details and declarations which could impact reporting (a) FATCA and CRS and (ii) CBAR.

Operational Responsibilities 

·       Ensure that all data inputted in Bank’s systems is accurate and up-to-date, identify and analyse any anomalies through the issuance of reports.

·       Lead the collection and curing of data, prepare and issue the XML reports necessary for FATCA & CRS and CBAR, as per requirements set by the Regulators.

·       To ensure that the Bank’s regulatory reporting requirements are adhered to, and correct data is reported to the regulators with specific emphasis to CBAR, FATCA and CRS.

·       To identify any issues with the reports or regulatory forms in case of FATCA & CRS, provide guidance to Banking or Customer in order to submit the correct or updated information and ensure that the reports and/or bank systems have been updated accordingly.

·       To carry out periodical analysis on the regulatory reports, identify any anomalies that require a technical change, carry out the necessary testing and ensure that all changes were succesfully implemented on Live.

·       Issue reports from SAP to analyse customer data, identify anomalies in data and sharing the findings in dashboards using MS Tools such as Excel or Power BI.

·       To handle and respond to customers’ complaints or enquiries regarding the completion of the CDD Forms, FATCA & CRS, including queries on their general profile information.

·       To be proficient with ICBS Screens, help in any changes and necessary testing and to update all fields with the information collected.

·       Ensure that Customer Due Diligence Forms and any other forms are collected, and that all mandatory information has been completed appropriately in line with the Bank’s Policies and Procedures, and consistent with risk-based parameters determined in the Customer Acceptance Policy.

·       For corporate or organisations, assess and verify the information obtained from the Memorandum and Articles or Constituting Document to list the direct and indirect Ultimate Beneficial Owners or Administrators who exercise Control, drawing and updating the relative charts as per best practice outlined in the Customer Due Diligence Principles.

 General Responsibilities 

·       To assist in the preparation of the training material, submission of reports, participate in testing of new projects, recommend updates to department manuals, procedures, and forms in line with the regulatory framework.

·       To ensure compliance with Bank’s policies and procedures, circulars, and handbooks.

·       To ensure high quality/standard of work and service throughout and to give customers excellent and timely feedback.

·       To demonstrate team spirit by completing standard office tasks and other duties that may be reasonably assigned from time to time.

Qualifications, Skills & Competencies 

 Mandatory

 Skill

·       Excellent verbal and written communication skills using Maltese & English Language.

·       Accountable, Organised, Meticulous and able to handle tight deadlines.

·       Advanced knowledge of Microsoft Excel and data manipulation.

·       Familiar with SQL queries and database concepts.

·       The ability to analyse and interpret information diligently.

·       Excellent analytical troubleshooting and interpersonal skills.

·       Be computer literate with MS products.

 Experience

•    A minimum of three years’ experience participating in projects that involve both business and technical components.
• Proven experience of working under pressure and to tight deadlines;

 Qualification

• Bachelor’s Degree or MCAST Diploma or recognised AML/CFT Certification at MQF5 Level or higher

Desirable

 Skill

-

 Experience

-

 Qualification

-

Position level (1 being the highest level)

Head of Department

Managerial & Specialist Positions

Middle Management & Specialist Positions

Technical & Clerical Positions