Job Description

Overall Purpose of the Position

The Senior Transaction Monitoring Analyst is responsible for analysing transaction monitoring alerts, conducting in-depth investigations, and identifying activity that may indicate money laundering or terrorist financing. The role prepares high-quality suspicious activity reports for MLRO review and contributes to strengthening the Bank’s detection capabilities. The Senior Analyst supports optimisation of monitoring scenarios, provides guidance to junior analysts, and contributes to intelligence development and emerging risk identification. Working collaboratively with Investigations, Advisory, and Sanctions teams, the role ensures timely, accurate, and well-documented decisions in line with regulatory expectations..

Operational Responsibilities

• Review, analyse, and investigate alerts generated by the transaction monitoring system, ensuring timely and accurate dispositioning.
• Conduct deeper-dive investigations where required, documenting findings clearly and in accordance with regulatory and internal standards.
• Draft Suspicious Transaction Reports with clear rationale and supporting evidence for MLRO or Deputy MLRO review.
• Identify unusual patterns, trends, or emerging typologies and provide intelligence to strengthen detection capabilities.
• Support optimisation of TM rules, scenarios, thresholds, and data quality controls.
• Provide guidance, coaching, and quality feedback to junior analysts.
• Participate in quality assurance reviews and contribute to continuous improvement initiatives.
• Collaborate with other FCC teams (Investigations, Sanctions, Advisory, Fraud) to ensure comprehensive risk understanding.

 General Responsibilities 

Develop and maintain a collaborative working relationship with compliance and risk colleagues and key business stakeholders.

•Demonstrate ongoing interest in Continuous Professional Development.
•Be actively involved in tasks related to regulatory reporting, data quality, projects and/or activities as required from time to time.
•Undertake other duties that may be reasonably assigned by Senior Officers and Management.

Qualifications, Skills & Competencies  

Mandatory

 Skill

• Proactive, dynamic and solution provider.
• The ability to analyse and interpret information diligently;
• Decision-making and problem solving – The ability and sound confidence to make business critical decisions with a clear understand of when to escalate issues.
• Strong knowledge of AML typologies.
• Keen eye for detail.

Experience

• Significant experience in Anti-Money Laundering and/or Fraud 
• Experience in Banking 

 Qualification

• Certification in a professional association such as ICA – Certified Anti-Money Laundering Specialists..

Desirable

 Skill

• Experience with online research systems including internet.
• Good presentation skills

 Experience

• -

 Qualification

• -

Position level (1 being the highest level)

1. Head of Department
2. Managerial & Specialist Positions
3. Middle Management & Specialist Positions
4. Technical & Clerical Positions